Guidance & expertise
Educational content to understand insurance more easily, compare cover and make better-informed decisions.
10 article(s)
Two policies with the same premium can leave very different amounts for you to pay after a claim. Read the excess, limit and valuation rule together.
Read article : Home insurance excesses and limits: understanding what you may still payThe European Health Insurance Card and travel insurance solve different problems. Check healthcare, repatriation, cancellation and baggage separately.
Read article : Travelling in Europe: EHIC and travel insuranceThe motorcycle, the rider and protective equipment can fall under different sections of a policy. Check each one separately.
Read article : Motorcycle insurance: protecting the rider and equipmentAfter a collision, safety comes first. Then preserve facts, exchange the right details and report the claim without turning the scene into an argument about liability.
Read article : Car accident: what to do immediately afterwardsEuropean countries do not use one universal bonus-malus formula. Your claims history matters, but the way it changes the premium is market- and insurer-specific.
Read article : No-claims bonus and bonus-malus: how motor pricing worksThe useful question is not simply how old the car is, but how much loss you could absorb if it were stolen, written off or badly damaged.
Read article : Third-party or comprehensive car insurance: how to chooseEuropean health systems use very different combinations of statutory cover, private insurance, deductibles, co-payments and provider networks. Compare what you would actually pay, not just headline percentages.
Read article : Health insurance in Europe: understanding reimbursements and out-of-pocket costsTwo home policies may list the same events yet produce very different payouts. Excesses, limits, valuation rules and exclusions usually explain the difference.
Read article : Home insurance: which covers really matter?Cover, exclusions, excesses, limits and claims: a practical way to compare policies beyond their price.
Read article : Reading an insurance policy: five things to checkRequirements and cover vary across European markets. These are the key points to review before comparing car insurance.
Read article : How to choose car insurance in EuropeTransparency
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